You may also fill out a duplicate of newest ITR one to has actually good BIR stamp. I think for it that, you are going to need to visit your RDO to find stamped.

Whenever you are a good freelancer otherwise an entrepreneur, you could fill out a duplicate of your own audited ITR and you can BIR stamp. We failed to try this one because We wasn’t the person who applied for the loan and that i don’t sign up to feel co-debtor, however, I think this would imply providing your current ITR, and just to be on brand new secure top, their bookkeeping books, to the RDO.

While you are operating, it’s also possible to choose complete the specialized 1 month shell out slip dated at least 90 days just before day away from app. Jay decided to complete about three to help you secure the offer best personal loan lenders in Birmingham, haha! He as well as filed his COE plus them.

This might be towards initial step. Pag-IBIG have a tendency to assess your distribution to test your qualification to use for a house mortgage.

Once you have recorded this type of data files on the web, you are going to located a contact compelling one to purchase the latest control percentage. We reduced Php step 1,000. Ensure that you print out a copy of your verification of your percentage. You will need to offer which in order to Pag-IBIG , also the other conditions, after you’ve already been greeting to check out its workplace as a consequence of email otherwise a visit.

Here are the data files that you ought to bring to Pag-IBIG once you’ve become expected add your posts actually:

1. All the modern duplicates of your records you submitted on the basic procedure, apart from the fresh selfie. You need to likewise have your own ID photocopied.

dos. A duplicate of your own Unique Strength off Attorney to your broker. (When your proprietor isnt throughout the Philippines)

The expense of notarization hinges on the new consented price point of the home specified in your price to market.

They’ll plus ask when deciding to take their photo together with your legitimate ID once more. Now, it might be their employees who will grab the decide to try.

Assessment phase

Given that desk officer seems more than your articles and you will observes no inaccuracies, you’re questioned to cover assessment commission. I repaid Php 2,000.

We were informed to wait for a trip from out of their employees regarding your schedule of the house assessment. What happens throughout household assessment is because they will be sending agents so you’re able to search our home to find out if they meets their fundamental and you can requirements.

They titled three days ahead of it went along to. The newest appraisers have been during the lay because of the 8AM. They ran during the, featured new measurements and you can did not very keep in touch with you this much. They just ran to inspect each room in the home.

After that which was it. We were advised to go to for their email address if our financing could have been recognized or otherwise not approved; although not, they already informed you that family we had been trying get was in short supply of 1 meter in width on the criteria.

Mortgage Rejected

I obtained an email of Pag-IBIG formally stating that the fresh new size of our house failed to satisfy its requirements, and this are one to. Which was the end of the feel……for the moment.

We thought sending in a letter away from reconsideration, but the current email address certainly stated that we had to handle the latest matter and you will invest in deciding to make the called for transform, and this i failed to. Therefore we must accept all of our destiny and you will move on.

Oh well, at least i’ve achieved a lifetime skills that we can include in the near future also to train our very own kids when it is their seek out get their residence. We were, naturally, upset, however, we are going to remain all of our dreams up until we in the long run discover the lay we are able to phone call family.